1) Pan Card 2) Adhar Card 3) Cancel Cheque 4) Nominee Pan 5) Client Master Report / Letter

2 Ways of Making Payment : 1) Add beneficiary and make payment 2) Go to the bank and make NEFT / RTGS

The yield is the effective interest rate on bonds. The yield will vary inversely with the market price of the Bond. Yield= (Coupon/ Market Price of Bond) X 100

Coupon rate is the interest rate paid by fixed-interest security such as Bond/ Debenture. It is the annual payment towards the face value of a bond. The bond issuing company pays it to the bondholder.

No, As the investment which we are making is in Demat Form so the bond will reflect only in Demat Account Which you Have presented at the time of Kyc Registration.

It gets credited into Demat Account on T+1 Basis.

Your interest will get credit into the bank account which you have registered at the time of KYC registration. And the payment is made as per Frequency of the Investment.

Lock in Period of any securities would always be mentioned in the securities. In case of early maturity, you can exit we any buyers are available in the Secondary Market.

Yes, All Secondary Bonds are Transferable.

No, There is no change in coupon rate, Yield rate, IRR for senior citizens.

Secured Bonds are bonds that are collateralized by an issuer's asset or future cash flows. If the issuer defaults, then bondholders can claim the asset or the cash flow generating source. Unsecured Bonds don’t come with any collateral. If the issuer defaults, unsecured bondholders can't claim any of the issuers' assets. Here investment decision is taken purely on trust on the issuer and credit history of the issuer. During bankruptcy, secured bonds are paid before unsecured bonds.

Yes, interest income from highly safe bonds is typically taxable at the federal and state levels, although certain types of government bonds may be exempt from state and local taxes.

Interest earned on bonds issued by companies is subject to a 10% TDS ( Tax Deducted at Source ) for Individuals/HUF and other entities. TDS is only applicable to bonds issued by companies. Government bonds such as sovereign gold bonds are exempt from the TDS provision.

Individuals who are Indian residents and have a tax exemption or are subject to lower tax rates (less than 10%). Individuals can submit either Form 15G (if they are below 60 years of age) or Form 15H (if they are 60 years of age or older) to avoid deduction of tax at source.

For interest earned from Taxable Bonds, the earnings are taxable. For interests earned from Tax-Free Bonds, the earnings are 100% tax-free. Also, capital gains earned from selling any Bond (taxable and tax-free) before maturity are subject to capital gains taxation rules.

The interest earned by the G-Secs/SDLs is taxable and is taxed under the relevant tax slab of the bondholder as per the current tax norms.

Yes, interest from corporate FDs that is gained over Rs 5,000 a year is taxable, and the interest is paid after TDS has been deducted. The earnings will be included in your income, and taxes will be deducted in accordance with your tax brackets.

When NRIs sell their bonds, a tax rate of 10% will apply if the gain on the sale exceeds Rs 1 lakh. Nevertheless, if the gain on sale is less than Rs 1 lakh, the gain will be exempt from tax provided that the Securities Transaction Tax (STT) is paid for acquiring and selling equity shares.

Yes, as per RBI norms, NRIs can invest in the Indian Bond Market. However, please note that not all Bonds are eligible for investment by NRIs. To access Bonds that are ‘NRI Eligible,’ investors can check the ‘NRI Eligible Bonds’ collection

There are 2 categories of Invoice Discounting Deals : 1) Secured and 2) Unsecured. Secured deals are secured by Bank or Insurance Company

Minimum Period of Investing is 30 days and Maximum Period is 120 days.

IRR is the rate you tend to earn during the whole year if your money stay invested into the same fund. Coupon Rate is the rate on which your payment is payable currently on the given deal. Your Interest calculation is on the basis of Coupon Rate.

Yes, you will get both the reports on your login, Income Statement and Live and Fully Repaid Statement Option.

There are 2 ways of making the payment for the Investment : 1) Login to the app and make the investment and you can make online payment through upi and net banking. 2) Add a Beneficiary - Go to Altsafe Option in Application and add the details into your bank account. Before making investment, credit your Altsafe Wallet and then make an Investment.

Registration Process - Complete your KYC with Altgraaf application by giving few Kyc Documents, Such As : Pan Card, Adhar Card, Cancel Cheque, Mail Id, Mobile Number, Nominee Details. Once kyc is registered you would be able to see multiple deals under opportunity section, there you can choose suitable deal and make an investment.

Yes, You will receive an extra interest on all the days, the vendor have used your payment.

Generally the invoice discounting is offering 2 types of deal : 1) Secured - Can Expect an Interest range from 10-11%. 2) Unsecured - Can Expect an Interest range from 11-13%.

Yes, as the units of NCD is getting credited into your Demat Account only.

Interest Ranges exists from 11-16% p.a.

Principal and Interest Payout Frequencies varies from NCD scheme to scheme. Some Ncd Provides Monthly Interest and Principal while some provide Quarterly Interest and Principal, While some Provide Monthly Interest and Principal at maturity.

You would be provided an escrow bank account number and need to make the payment into that bank account only and after the payment confirmation, need to share UTR no, Or Ref. No, for the payment made, once the payment is received, units will get credited.